How Do You Apply For A Va Home Loan

To apply by mail, fill out a Request for a Certificate of Eligibility (VA Form 26-1880) and mail it to the address listed on the form. Please keep in mind that this may take longer than applying online or through our Web LGY system. Download VA Form 26-1880 (PDF) Next steps for getting a VA direct or VA-backed home loan

VA Home Loans. Eligibility. You must have satisfactory credit, sufficient income, and a valid Certificate of Eligibility (COE) to be eligible for a VA-guaranteed home loan. The home must be for your own personal occupancy.

Find the home that’s right for you and your family, and make an offer on the home using your VA loan preapproval letter you received from your lender. Once the seller accepts your offer and you have a contract in-place, notify your lender to begin the next step towards homeownership.

Also, on a one-time only basis, you may have your eligibility restored if your prior VA loan has been paid in full but you still own the property. In either case, to obtain restoration of eligibility, the veteran must send a completed VA Form 26-1880 to our Atlanta Eligibility Center.