How To Apply For A Va Loan

To apply by mail, fill out a Request for a Certificate of Eligibility (VA Form 26-1880) and mail it to the address listed on the form. Please keep in mind that this may take longer than applying online or through our Web LGY system. Download VA Form 26-1880 (PDF) Next steps for getting a VA direct or VA-backed home loan

VA Home Loans. Eligibility. You must have satisfactory credit, sufficient income, and a valid Certificate of Eligibility (COE) to be eligible for a VA-guaranteed home loan. The home must be for your own personal occupancy.

In some cases, you can get your COE through your lender using our Web LGY system. Ask your lender about this option. To apply by mail, fill out a Request for a Certificate of Eligibility (VA Form 26-1880) and mail it to the address listed on the form.

Find the home that’s right for you and your family, and make an offer on the home using your VA loan preapproval letter you received from your lender. Once the seller accepts your offer and you have a contract in-place, notify your lender to begin the next step towards homeownership.